Thursday, July 1, 2010
A Month Without Credit Cards - FAIL
It is next to impossible to survive in this day and age without the aid of a credit card. Until I was not "allowed" to use my AMEX, I never realized how much of my life revolves around making purchases, reservations, and performing secure transactions online. I am not one of those technology fanatics. I don't own a fancy smart phone that has me connected to the internet 24/7 and I do not hyperventilate at the thought of not checking my email or Facebook profile for a weekend, but I was absolutely flabbergasted at how difficult it was to go a month with using a credit card-online. I also had high expectations of saving a ton of money and having this eye-opening experience where I would never use my credit card again. In truth, I think I save more on a month-to-month basis by being a smart internet shopper. I caved and used my credit card on Sunday, June 28 because I found my shampoo and conditioner in a liter size for almost $100 less than retail price. The site was also offering free shipping and a free gift for orders over $50. The sale ended at 11:59 p.m. on Sunday and I decided that my blogging experiment wasn't worth $100. I guess I can't say the entire experiment was a fail. I learned that I am smarter with my money than I give myself credit for and if you live within your means, pay bills on time, and save money every month you shouldn't feel guilty about spending what you have leftover.
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